What’s New

1. ONLINE

• If you are on the WSI Network, go to the Benefits Portal.
• If you are not on the WSI Network, click here to log in.

2. MOBILE APP

• From the WSI Benefits Portal: Log in and select “Access the App” on the home page. You will then be prompted to scan a QR code to download the app (this code is unique to you and shouldn’t be shared as it will log you into your own account).
• From the App Store or Google Play: Search for MyChoice Benefits and log in using the credentials you created when registering your WSI Benefits Portal.

3. BY PHONE

• Call the WSI Benefits Resource Center at 800.413.1444, option 1.

Much like the costs of other goods and services, health care costs continue to rise. To be able to keep offering quality benefits, we need to share some of these cost increases with you. WSI will still absorb the majority of the increases to keep associate costs affordable. View your costs for coverage.

CIGNA AND KAISER HEALTH PLANS
While we are not changing insurance companies, you may see changes to the Cigna and Kaiser health plans’ deductibles, out-of-pocket maximums, copays and coinsurance. See Medical and Rx Overview for details.

Family-building benefits including surrogacy, adoption and donor services, will be offered through WIN. If you are enrolled in a Cigna or Kaiser Permanente health plan, you’ll receive inclusive family-building support.

CIGNA PREMIUM CARE PLAN
The Cigna Premium Care Plan will no longer be available to new participants due to increased maintenance costs. Current participants can remain in the plan, but we encourage you to review other health plan options to see if one better fits your needs.

KAISER HIGH DEDUCTIBLE HSA
Depending on where you live, you may have an additional Kaiser Permanente plan available: the High Deductible HSA. With this plan:

• WSI contributes to a tax-advantaged Health Savings Account (HSA) to help you pay for medical care. You can contribute money of your own, too.
• You pay 100% of the cost for care until you meet your deductible (except for certain in-network preventive care). After that, you and the plan share costs.

SaveOn Adapt specialty drug benefits will be available in all Cigna medical plans. You can save money on certain high-cost specialty medications with manufacturer copay assistance programs.

If you want an HSA, you must enroll and set your pre-tax contributions. Your prior year’s contribution amount will not carry over. You can change your HSA contribution any time during the year.

HSA limits will change. If you participate in the Cigna or Kaiser Permanente High Deductible HSA plans, you can contribute up to $4,300 a year for individual coverage (a $150 increase) or $8,550 for any level of family coverage (a $250 increase).

The timing of WSI’s contributions to your HSA will change. You’ll receive half of WSI’s contribution at the start of the plan year (July 1) and the other half at the start of the next calendar year (January 1). Associates hired after the start of the plan year will receive prorated contributions from WSI based on their hire date. Even though the contribution timing has changed, WSI’s annual contribution remains unchanged. WSI will contribute $500 for individual coverage or $1,000 for family coverage.

If you want an FSA, you must enroll and set your pre-tax contributions. Your prior year’s contribution amount will not carry over. FSA contributions cannot be changed during the year.

FSA limits will change. You can contribute up to $3,300 (a $100 increase) to the Health Care FSA or Limited Purpose FSA, and you can carry over up to $640 to the next plan year. The Dependent Care FSA limit remains unchanged at $5,000 (or $2,500 if you and your spouse file separate tax returns).

We have enhancements to critical illness, accident and hospital indemnity benefits. This includes a higher benefit option for critical illness insurance, increased therapy benefits for accident insurance and higher newborn nursery benefits for hospital indemnity insurance.

Whole Life is a new life insurance option. It provides protection during working years and in retirement, building cash value over time. You can also elect a long-term care benefit. You’ll pay the cost of this coverage through payroll deduction. See Life and AD&D Insurance for more info.

TWO WAYS TO ENROLL

1. ONLINE

• If you are on the WSI Network, go to the Benefits Portal.
• If you are not on the WSI Network, click here to log in.

2. BY PHONE

• You can enroll directly with a Whole Life Benefit Advocate. Go to WSILifeEnroll.com to book a personalized enrollment session. You can also call 833.970.2140 to schedule an appointment. Advocates are available Monday through Friday, from 7 a.m. to 7 p.m. Pacific time.

Pet insurance has changed to direct billing. This means you pay MetLife directly rather than through payroll deduction. For details, see Voluntary Benefits.

Auto and home insurance will be offered through Farmers Insurance. Take advantage of special Farmers GroupSelect savings for Williams-Sonoma associates. You’ll pay Farmers Insurance directly for this benefit. See Voluntary Benefits for details.

Completing your Health Assessment will no longer be required to start earning incentives. You can still complete the assessment to help you get on the right track with healthy habits. For details, see Wellness Program.

You can save more in 2025 if you’re age 60–63. If you turn age 60 to 63 anytime during 2025, you can make a catch-up contribution of up to $11,250, for a total combined pre-tax and Roth after-tax limit of $34,750.

If you’re age 50–59 or 64 or older, you can make a catch-up contribution of $7,500 for a total contribution of $31,000.

See 401(k) Plan for details.